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What to do following a road accident
A few
sensible steps to take after a collision on the road
When you have been involved in a road accident of any
description, very often sticking to rules and meeting legal requirements
can be the very last thing on your mind. However it is important that you
realise what your obligations are when you are in this position.
It is possible to be prosecuted for leaving the scene
of an accident or failing to provide your particulars. You may breach your
insurance company policy by failing to do certain things and that may lead
to the insurer refusing indemnity, leaving you to pick up the bill.
So what are you supposed to do after an accident on the
road? Here we summarise a guideline for general information:
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Always exchange
names,
addresses, phone numbers (mobiles only if there is no
alternative), insurance company details and registration numbers.
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Identify the
driver of the other vehicle
and who the owner of the vehicle is.
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Find out who
insures the vehicle?
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Note a description
of each vehicle,
including year, make, model, colour and damage sustained and area of
impact. This latter point can be very important.
-
Note the exact
location
of the collision and how it happened - take photos if at all possible
and provide a small diagram for your insurers if you can.
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Do not discuss who
was to blame for the accident
in the aftermath and certainly make no admissions of negligence.
-
Note the names
addresses and telephone numbers of any witnesses
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Inform the police
- The police do not attend RTA's where there are no injuries but it is
still worth reporting every incident.
-
Report the accident to
your motor insurers
as soon as you
can.
Useful information about car accident claims (click on
the links to read more) Or send an enquiry to us today by completing our
form below:
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The responsible
parties insurance company will pay all costs provided win your claim.
If we don't win the case then our NO WIN NO FEE scheme means that
we cannot charge you.
Pay nothing if
you win & nothing if you lose.
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Make a car accident compensation enquiry now by
completing the form opposite or calling our helpline on Freephone:
0800
0322210 |
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